What is FHA?

The Federal Housing Administration (FHA), an agency of the federal government, insures private loans that are issued for new and existing housing.  Created by congress in 1934, the FHA became part of the Department of Housing and Urban Development's Office of Housing (HUD) in 1965. Today the mission of the FHA includes helping borrowers get amounts they qualify for, and assisting lenders by reducing their risk in issuing loans. To find out if you might be eligible for an FHA-insured loan, contact us

Refinance With FHA!

FHA is great for refinancing.  FHA offers a low rate Streamline and Cash out loan.  FHA is also helping a lot of families who have less than perfect credit and have an adjustable rate mortgage.  The equity in your home can help overcome past credit issues.  If you have good mortgage history but the rest of your credit is not so good you should Apply Today

Purchase with FHA!

It is very easy to get a no money down FHA loan.  97% + 3% Gift.  The gift can come from a friend, family member, or non-profit organization.  Your credit does not have to be perfect to get approved but you do have to show an ability to make the house payments.  Large Down payments or reserves from a 401k or Savings account help in offsetting past credit issues.